BBB

Deal Analyzer

Model acquisition economics in real time.

Inputs

Business

Purchase Price

$

Revenue

$

EBITDA

$

SDE

$

Owner Salary

$

Add-backs

$

Growth Rate (annual)

%

EBITDA Margin

%

Gross Margin

%

Recurring Revenue

%

Financing

Buyer Equity

$

SBA Loan

$

Interest Rate

%

Loan Term

yr

Seller Note

$

Seller Note Rate

%

Seller Note Term

yr

Earnout

$

Results

DSCR

1.59

SBA bankable

Year-1 Cash Flow

$122K

After debt service & salary

Cash-on-Cash Return

35.0%

Year 1

Equity Invested

$350K

20% of purchase price

EBITDA Multiple

4.6x

SDE Multiple

3.9x

5-Yr IRR

38.8%

Estimated

Annual Debt Service

$208K

SBA + seller note

Capital Stack

Equity

SBA Loan

Equity$350K(20%)

SBA Loan$1.2M(70%)

Seller Note$175K(10%)

5-Year Cash Flow

DSCR Sensitivity

Revenue	−20%	Base	+20%
Margin −10%	0.98	1.37	1.76
Base margin	1.16	1.59	2.02
Margin +10%	1.33	1.81	2.28